There are many myths about credit and your credit score that are swirling around out there. While most are harmless and have no effect on you whatsoever some are just plain false and need to be set straight. Your credit score is important when making large...
A lot of people ask, “What is the best way to build my credit score?” Well, the answer isn’t always as simple as they’d like, but it doesn’t have to be difficult either. When searching for the answer to this question you’ll get many different...
In the world of debt there are many different types you can accrue. There are good debts such as a home loan, student loan, or small business loan, and there are bad debts. In this post we talked about 3 types of debt that aren't so...
What kind of debt is considered good debt and which of your debts are hurting more than helping? While there is truly no 'good debt', sometimes it can’t be avoided. When it comes to certain factors there can be a difference between good and bad debt. Here...
At Bolinske Law we listen to our clients. One of the common themes that clients come in concerned with is “Why creditors won’t work with me.” With a few exceptions clients coming in for the first bankruptcy consultation have all expressed the desire to repay their...
Keeping control of your personal finances doesn't have to be a chore. Having a budget can go a long way into preventing financial issues, especially personal bankruptcy. Creating a budget can be extremely simple. You just have to sit down and lay out exactly how much...
When trying to determine your credit score all the verbiage and terms can be confusing. It can be tough trying to figure out exactly what you need to focus on when trying to improve your score. All you need to know is what makes up your...
Bankruptcy can sound scary. It’s the thing you’ve heard about people doing but never actually considered for yourself. What is it even about? How do you go about filing for it? These are all questions you ask yourself when considering bankruptcy as an option for your own...
The second you make the decision to start paying off your accumulated debt you start searching for the fastest and least painful way to make it happen. In your searches you’ll come across many different methods and ways that swear they are the next best thing...
It doesn’t matter what age you are, debt doesn’t discriminate. It doesn’t care if you just graduated from college and are having a hard time finding the job of your dreams. It has no concern whether you just had a baby and can’t afford to...