Many clients wonder if they will lose their job if they file for bankruptcy protection. The answer in the majority of cases is no, you will not lose your job if you file for bankruptcy. It is actually against the law to fire an employee...
If you are having trouble getting credit in Minnesota the first step is determine why your credit is bad. You are able to pull a free credit report from www.annualcreditreport.com. Once you pull this report you must review the report to make sure all the...
If you are having problems with your credit reporting agency making mistakes on your credit. You need to get those problems fixed, the issue is if your credit is less than perfect then you will pay much higher interest rates for your credit. That could...
If you have been turned down for credit, you must be provided with a copy of your credit report indicating the reason for the rejection. In many cases after you look at your credit report you will find errors. In some cases these errors will...
The top ten violations of the FDCPA by bill collectors are: 1. Contacting at work after they are told to stop; 2. Making repeated contacts after they are told to not call anymore; 3. Sending out letters that deceive or intimidate an individual; 4. Leaving voicemail messages that give...
The following is a list of the most common violations we see from creditors who have violated the FDCPA: 1. Calling the Debtor at work, even though they have been informed not to call work; 2. Calling friends and neighbors more than once looking for information on...
If you are being harassed by creditors calling you at work you may be able to sue the collector under the Fair Debt Collection Practices Act. If you have told the collector to stop calling you and they continue to call you may be entitled...
If you are being harassed and abused by debt collectors or collection lawyers, then you need to learn about your rights under the Fair Debt Collection Practices Act (FDCPA). You may be able to turn the tables on the debt collectors and sue them to...