When trying to determine your credit score all the verbiage and terms can be confusing. It can be tough trying to figure out exactly what you need to focus on when trying to improve your score. All you need to know is what makes up your...
Bankruptcy can sound scary. It’s the thing you’ve heard about people doing but never actually considered for yourself. What is it even about? How do you go about filing for it? These are all questions you ask yourself when considering bankruptcy as an option for your own...
The second you make the decision to start paying off your accumulated debt you start searching for the fastest and least painful way to make it happen. In your searches you’ll come across many different methods and ways that swear they are the next best thing...
It doesn’t matter what age you are, debt doesn’t discriminate. It doesn’t care if you just graduated from college and are having a hard time finding the job of your dreams. It has no concern whether you just had a baby and can’t afford to...
Two of the biggest banks, Bank of America and JPMorgan Chase, have recently announced some very good news to consumers who have filed personal bankruptcy in the past. The two banks are eliminating consumer debt that are still showing on credit reports after the individuals filed...
Debt is a destination, a place we end up when we don’t have the right methods in place of handling our finances. Maybe a life event such as a sick child or job loss got you here. Maybe it snuck up on you without even realizing...
I have talked to many clients who were surprised that their driver’s license was suspended from past unpaid bills. The most common cause for this suspension is from a car accident resulting in money damages that has gone unpaid. In most cases filing for bankruptcy protection will...
We all get to a point where financial crises can strike. While it can be a devastating scenario, there are debt management strategies that can help you or your loved ones stop the free fall before things hit rock bottom. Admittedly, people lose money in many...
Recently, two companies that have been the favorites of 'gadget shoppers' around the world have filed for bankruptcies. Both Radio Shack and SkyMall have found themselves with plummeting sales and have now found themselves facing bankruptcy. Let's take a look at what brought each of these companies...
Will student loan debt ultimately lead you to filing for personal bankruptcy? With record amounts of money being borrowed to pay the rising costs of tuition around the country, the outlook can look pretty bleak. In fact, national student debt topples credit card debt by at least...